Equity that vests on a schedule. A position that grew into a concentration. Deferred income with an election window that closes before you are ready. A liquidity event with a tax bill attached. These are the situations where one connected plan matters more than any single account statement. We map them as one system, the way you would treat a major portfolio holding.
An independent, SEC-registered investment adviser. A second set of eyes, with no product to sell.
Different balance sheets carry different decisions. Start where your own complexity lives, or skip ahead and just request a review.
RSUs, options, ESPP, and a single-stock position that has quietly become the largest line on your balance sheet. The question is how to diversify deliberately, on a schedule, without ignoring the tax bill.
See how we approach itAn annual, largely irrevocable election that locks in deferral, investment direction, and a payout schedule for years at a time. The decision is made in the fall, and most of the value is in getting the timing right.
See how we approach itA sale, an IPO, or a secondary that turns years of work into a single taxable moment. The planning that matters most usually happens before the event closes, not after.
See how we approach itIncome sourced to where the work was performed, not where you live. K-1s, residency questions, and a distribution calendar that crosses state lines. The complexity is real, and it is manageable with a plan.
See how we approach itThe biggest line on your balance sheet is usually the one your plan treats as a single number. Most of the decisions worth making are hiding inside it.
Kathmere is an independent, SEC-registered investment adviser. We are not selling a product and we are not paid on commission. The second opinion is exactly that: an outside read on the structure you already have, and the decisions hiding inside it.
A review sits alongside whatever planning you have today. It is due diligence on what may be one of the largest and most complex assets you own, and it costs you nothing.
The review is free and carries no obligation. It is a conversation and a written summary, not a pitch.
We look at the accounts as one connected system and identify where the decisions quietly compound.
For any one person, the specifics usually move the needle in one or two named places. We help you see which two.
You keep our notes, whether or not we ever work together.
Nick Olesen, CFP®, CPWA®, is a Principal at Kathmere Capital Management, an independent, SEC-registered investment adviser in Wayne, Pennsylvania. He wrote Command Your Wealth, and a meaningful part of his practice is the planning behind concentrated and complex balance sheets: the elections, the payout calendars, the state-sourcing exposure, and the single-position concentration that comes with senior roles.
A few details and Nick will be in touch personally. No call center, no sequence of sales emails.
Thank you. Nick will reach out personally within one business day. If you would rather grab time now, you can book 20 minutes directly at meetings.hubspot.com/nick-olesen.